FINANCIAL PLANNING TOOLS & RESOURCES Emerging Business Solutions provides financial planning and consulting services to meet our clients' diverse individual and business needs.  This enables EBS to be a full service provider for our clients.  These financial planning services include life, accident and health insurance and also certain investment vehicles.  Please contact us for an appointment to discuss how we may be of service to you.  In addition, the following articles, decision tools and frequently asked questions (FAQ's) provide a wide variety of very helpful information regarding personal finance, investment planning and tax planning.

Investment Planning   Articles     Investment basics       Investment planning--the basics       Six keys to successful investing   Decision Tools     Creating an investment portfolio       Building an investment portfolio     Investment planning basics       Simple rules for investing       Steps to financial planning success   FAQs     Creating an investment portfolio       How do I construct an investment portfolio that's right for me?     Investing basics       How can I gauge my risk tolerance?   Personal Finance   Articles     Financial basics       Establishing a budget   Decision Tools     Saving, spending, and borrowing       Net worth calculator       Personal cash flow worksheet   FAQs     Bankruptcy       I can't pay my bills. Should I declare bankruptcy?   Retirement Planning   Articles     Saving for retirement       Annuities and retirement planning       Retirement planning--the basics       Understanding IRAs   FAQs     Saving for retirement       How should I structure my retirement portfolio?   Tax Planning   Articles     General tax planning       Taxation of investments       Year-end tax planning   Decision Tools     General tax planning       Accelerating deductions/postponing Income       Accelerating income/postponing deductions       Federal individual income tax fundamentals     Tax credits and deductions       Tax credit sampler